Mortgage and Refinance Interest Rates Today, January 10, 2026: Trump Proposals Push Rates Below 6%

Alt Text for Featured Image: Graph showing decline in 30-year mortgage rates below 6% in January 2026 with upward arrow indicating positive trend

Mortgage rates have dipped below the 6% threshold for the first time in nearly three years, driven by President Trump’s directive for Fannie Mae and Freddie Mac to purchase $200 billion in mortgage-backed securities. The 30-year fixed mortgage rate has fallen to around 5.99% according to daily indexes, with refinance rates following suit, offering significant … Read more